About MayKwenta
the story behind the nameMayKwenta PH is a small suite of Philippine personal finance calculators: take-home pay, income tax, SSS, PhilHealth, and Pag-IBIG contributions, 13th month pay, and loan payments.
The name carries two meanings. Kwenta is calculation, the math itself. But may kwenta is also how you say something has worth. Both readings are intended. The site gives you your numbers, and it treats the time you spend on a money errand as time that deserves a little care.
What we believe
People usually open a salary calculator while already tired, in the middle of budgeting or paperwork. The tool cannot change what the number says, but it can make finding that number quick and calm. That is what this site is built for.
Accuracy
The calculators use the 2026 SSS, PhilHealth, and Pag-IBIG schedules and the TRAIN law tax table effective 2023 onward. Figures are estimates for guidance only and may differ from your official payslip, since employers apply their own rounding, timing, and policies. When an agency publishes a new schedule, we update the rates.
Privacy
Every calculation runs on your device. Nothing you type is stored, tracked, or sent to a server. The site shows a small number of ads to stay free; see the privacy policy for details.